Studio J lets you make layouts in just minutes. You do not need to download anything, just pick your pictures, the paper packet that fits your pictures, embellishments and done. Absolutely love it.
For more info visit https://vanessasosa.myctmh.com/Retail/StudioJLanding.aspx?PageId=185.
FYI you can make the layout and once you get them add real embelishments like ribbon and brads.